MV Asset Finance - Above & Beyond Your Expectation
+44 (0) 1236 280 290 [email protected]
Ninian Road Airdrie, ML6 9SE
9:00 AM - 5:00 PM Monday to Friday

Finance Lease

A Finance Lease allows businesses to spread the cost of the full value of the asset over time, giving full use of the item without technically owning it. A flexible, tax-efficient way for your business to acquire the equipment without using up cash reserves.

  • Financing for up to 100% of purchase price
  • VAT payable on rentals each month so it’s not necessary to pay VAT on equipment cost up front
  • Flexible payment structure agreed at outset which can be designed to match cash flow if required
  • Using this method, the finance company buys the equipment and remains the owner of the asset
  • Tax relief usually given on the rentals
  • On balance sheet funding

Benefits of a Finance Lease

  • Low initial outlay - Quick access to the asset you need without a heavy upfront investment
  • Flexibility - Rental payments and lease periods can be designed to match your cash flow
  • Cash back - Receive most of the income from selling the asset if you choose to do so at the end of the lease
  • Tax efficient - Rentals can usually be offset against pre-tax profits
  • Reduce costs - Reclaim VAT on rentals